Heh. I've only had an earthquake and a couple of alien attacks. They were pretty frightening though because they occurred immediately after I had plopped my municipal airport after saving up enough money to do so. The earthquake occurred on the complete opposite side of the city where all the trailer parks are, but one of the aliens decided to immediately hover over the airport. It was pretty scary, but it didn't shoot any lasers at it fortunately.
That said, disasters haven't bugged me so much, but I don't think I've had to experience the worst ones yet.